Terms & Conditions
These Terms & Conditions ("Terms") govern your use of gem.net.pk ("the site"), operating under the name Sahulat Pakistan. By using this site, you agree to be bound by these Terms.
1. About This Site
Sahulat Pakistan is an independent informational publisher covering Pakistani telecom, utility bills, and everyday guides. We are not a government department, telecom operator, or bank, and we are not affiliated with or endorsed by any organization referenced in our content unless explicitly stated.
2. Informational Purpose Only
All content on this site is provided for general informational purposes only and does not constitute official, legal, financial, or professional advice. Fees, procedures, and rates at government departments and utility companies change without notice. Always verify time-sensitive or financially significant information directly with the relevant official source before acting on it.
3. Calculators and Tools
The calculators on this site produce estimates based on the inputs you provide and publicly available rate structures at the time the tool was built. Results are approximations, not official bills, tax assessments, or financial calculations.
4. Intellectual Property
Unless otherwise noted, the text, layout, and original graphics on this site belong to Sahulat Pakistan and may not be reproduced or redistributed without permission. Brand names referenced on this site belong to their respective owners and are used for identification purposes only.
5. Third-Party Links and Advertising
This site links to official third-party portals and displays advertising, including through Google AdSense. We do not control external sites or advertisements and are not responsible for their accuracy or practices.
6. Limitation of Liability
To the fullest extent permitted by law, Sahulat Pakistan and its contributors are not liable for any loss or damage arising from your use of, or reliance on, information published on this site. The site is provided "as is" without warranties of any kind.
7. Changes to These Terms
We may revise these Terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised Terms.
8. Governing Law
These Terms are governed by the laws of Pakistan.
9. Contact
Questions about these Terms can be sent via our Contact page.